Circles

Circles is a social finance tool designed to manage grouped financial activities, primarily focused on Committees (Rotating Savings and Credit Associations - ROSCAs).

The Ladder Concept

We visualize payment cycles as a "Ladder".

• Climbing: As you contribute, you move up the ladder.
• Harvest: When it's your turn to receive the payout, you reach the top.

Management Features

• Cycle Configuration: Set the contribution amount, frequency (monthly/weekly), and total members.
• Payment Tracking: Record who has paid their installment.
• Payout Verification: Track who has received the pot.
• Trust Score: (Coming Soon) Build a reputation score based on timely payments.